SpendSense Pro
SpendSense Pro
Privacy first
How it worksiPhoneSupported banksPrivacyContactGet the app
Private expense tracker for India

A private expense tracker for UPI, cards and bank alerts

SpendSense Pro turns the payment alerts you already get into a clear picture of your spending, on your phone. No bank login, no SpendSense account, no ads. Free on Android and iPhone.

Android · Early accessGoogle PlayiPhone · IndiaApp StoreBackup viewerWeb app
UPI + real lifeNo bank loginStrong support for SBI, HDFC, ICICI and Bank of BarodaAndroid early access · iPhone in India
Private by defaultBuilt for IndiaNo bank loginNo adsAndroid early accessiPhone app in India22 banks tracked · 7 card issuers · 5 payment railsCommunity-powered improvementsPrivate by defaultBuilt for IndiaNo bank loginNo adsAndroid early accessiPhone app in India22 banks tracked · 7 card issuers · 5 payment railsCommunity-powered improvements
Why SpendSense Pro feels different

Private money tracking should feel calmer, not riskier.

SpendSense Pro helps you get control over your spending without turning your private financial life into an ad-tech dataset. It works from the alerts your bank already sends, so you never hand over a bank login.

Private by design

Your transactions are read and stored on your phone. No bank login, no SpendSense account and no ads.

Made for real Indian spending

UPI, cards, transfers, bills, alerts, and everyday money movement. The product is shaped around how people in India actually pay.

Community makes it sharper

The community contribution workflow helps improve message understanding and edge-case coverage without turning your private data into the product.

How it works on each device

Same private tracker. Different ways in.

FeatureAndroidiPhoneWeb
How transactions arriveReads bank, UPI and card SMS automatically. Optional payment-notification tracking. Statement import.The official Sync Messages Shortcut, run from the app, plus a message-history Shortcut, statements, share or paste.Loads your latest SpendSense backup from your own Google Drive.
Where your data livesOn your phone. Optional backup to your Google Drive.On your iPhone. No cloud sync.Explored locally in your browser.
RequirementsAndroid phone, SMS permissioniOS 26 or later, India App StoreA SpendSense backup in Google Drive
StatusEarly access on Google PlayLive on the App Store (India)Live
How the Android app works How the iPhone app works
What stays private

Privacy is the product rule, not a footer trick.

Reads bank, UPI and card SMS on your phone. No bank login, ever.

Optional payment-notification tracking for supported UPI, bank, wallet and card apps

Optional backup to your own Google Drive on Android. No SpendSense server holds your transactions.

Goes online only for things like exchange rates, mutual-fund prices and your optional backup

No ads and no third-party analytics

Read privacy policy See contribution flow
Simple truth

If a finance app makes privacy confusing, it is already asking too much.

Built for India

SpendSense Pro is shaped around the messy real mix of UPI, bills, cards, transfers, and everyday transaction alerts that people in India actually live with.

At a glance

SpendSense Pro in seven facts

Price
Free, with no ads
Platforms
Android (Google Play, early access) · iPhone (App Store, India, iOS 26+) · Web backup viewer
Bank login
Never needed
Account
No SpendSense account. Google sign-in only for optional Drive backup and the web app.
Your data
Stored on your phone. Optional Google Drive backup on Android.
Coverage
22 banks tracked (11 with approved samples), 7 card issuers and 5 payment rails
Made by
Dhananjay_Tech

Coverage details are on the supported banks page.

Community effort

Help the app get sharper without compromising the people using it.

The community workflow is there for one reason: better outcomes. People review, approve, and contribute in a privacy-aware way so the product keeps getting stronger.

Go to community site
Step 1
Review private sample exports on the community site.
Step 2
Approve only what looks right and safe to share.
Step 3
Help improve future detection for everyone using the app.
SpendSense Pro Web

Your spending on a bigger screen.

Sign in with Google on web.spendsensepro.com to load your latest SpendSense backup from your own Drive, then explore your money data locally in the browser.

Open the web app
Live now
web.spendsensepro.com
Backup viewer

More screens, more room for charts. Your backup stays in your Drive and is explored in your browser.

Questions

Straight answers.

The questions people ask most before they trust a money app.

All questions
Is SpendSense Pro free?

Yes. SpendSense Pro is free on Google Play and the App Store, and it has no ads.

Do I need to connect my bank account or log in?

No. SpendSense Pro never asks for your bank login or net-banking password, and there is no SpendSense account to create. Google sign-in is only used if you choose Drive backup or the web app.

Does it work on iPhone?

Yes, in India. iPhone apps cannot read your Messages, so SpendSense Pro uses the official Sync Messages Shortcut, which you run from the app, plus a message-history Shortcut, statement import, sharing, pasting or manual entry. It needs iOS 26 or later.

How the iPhone app works
Can it track UPI payments from Google Pay, PhonePe or Paytm?

Yes. UPI payments made with any app are tracked through the debit alert your bank sends. On Android, optional payment-notification tracking can also pick up alerts from supported apps when an SMS is missing.

Where is my data stored?

On your phone. On Android you can connect your own Google Drive for automatic backups (daily, weekly or monthly). The iPhone app has no cloud sync. There is no SpendSense server holding your transactions.

Start here

Get SpendSense Pro.

Free on Android (early access on Google Play) and iPhone (App Store, India). No noisy pitch deck, no inflated promises: a private tracker that keeps getting better with people who care about privacy.

Want to help? Contribute to the community
Android · Early accessGoogle PlayiPhone · IndiaApp Store